Credit-Cards-Selection.co.uk: Scottishwidows Credit Card Review


Scottish Widows Credit Card

The new launched Scottish Widows credit card is in asscoiated with Accucard to deliver you the best card on the market. Like accucard, this new scottish widows credit card is issued by Lloyds TSB bank, plc and has the most flexible credit card structure in the market. It has some strong features to suit your needs. Adjustable APR and cash back reward remain the most attractive promotion features. Scottish widows credit card also has the 'cardbuilder' feature allows you to design your own card with the interest you preferred, adjust the annual fee and the cash back reward. It's a card worth to apply without long waiting and hassle as the scottish widows credit card offers instant online decision on most applications. However, if you like this kind of adjustable rate method, you may also want to have a look at Accucard. Both accucard and scottish widows credit card offer very competitive deals. Other good credit card deals also include Marbles Card and Capital One Credit Card which has the most competitive APR on the Market.

Scottish Widows Credit Card Main features:
  • 0% balance transfers for the first 6 months
  • up to 0.5% cash back
  • APR from as little as 9.9%¹
  • choose your own card design
  • change your credit card features up to 3 times a year for free
  • Online or offline account management
  • The reassurance of chip and PIN security
  • 24 hour access to cash at over 529,000 ATMs worldwide
Review:

Highly recommended card. Great features and low rate. A card which is easy to apply online without long waiting.
More Details about Scottish widows Card
Scottish Widows Card

More Details about Scottish widows Card
Scottish Widows Card

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Scottish Widows Card
Promotion Rate
Standard Rate
Introductory Purchases APR
N/A
Typical 13.9% APR
Variable(9.9%1 - 18.3%)

Cash advance APR
N/A
(9.9%1 - 18.3%)*
Variable
Balance Transfer APR
0% for the first 6 months (subject to terms) on balances transferred within 6 weeks of account opening
(9.9%1 - 18.3%)*
Variable
Balance Transfer Notes

Made within 6 weeks after account opening. After 6 months Balance Transfers charged at standard purchase rate. Payments applied towards Balance Transfers first.

Cash Back/ Reward
Up to 0.5% cash back
Interest Free Period
Up to 56 days
Minimum Monthly Payment
The greater of 2 % or £5
Annual Fee
£0 - £10 according to the range of benefits and interest rates card holder choose
Eligibility Notes
Age over 18 and UK resident
Other Eligibility Notes
N/A
Card Benefits
- Choose your own card design
- change your credit card features up to 3 times a year for free
- Online or offline account management
- The reassurance of chip and PIN security
- 24 hour access to cash at over 529,000 ATMs worldwide
- Optional card protection plan



*The actual rate offered will depend on your credit history and the combination of benefits you choose. Rates from 11.6% APR variable1 to 19.9% APR variable.

¹ only available by paying a £10 annual fee

- Terms of conditons and other charges, please refer to credit card company at ww.scottishwidows.co.uk
- Scottish Widows plc is a member of the Scottish Widows and Lloyds TSB Marketing Group.


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